Moving in together?
Money talk
made easier.
Two focused group sessions where you and your partner build a real shared budget, set financial ground rules, and learn how to talk about money without it turning into an argument.
The practical side of moving in together
Sharing a flat is straightforward. Sharing finances for the first time is where things get complicated. This workshop gives couples a structured space to work through that transition together.
A real budget, not a template
You build your own monthly plan using actual Croatian prices for rent, utilities, groceries, fuel, and loan payments. Nothing hypothetical.
Agreed rules, fewer surprises
Who pays what, how much goes into the shared pot, what stays personal. You leave with written agreements you both understand and accept.
How to talk about money
Money conversations often end in tension. The workshop covers how to bring up financial topics in a way that stays constructive for both partners.
Learn alongside other couples
Group format means you hear how other couples navigate the same questions. That context is often more useful than any one-on-one session.
What Insight Flows actually is
Insight Flows is a group educational workshop. We run two sessions with a small number of couples who are at the same life stage: moving in together and figuring out shared finances for the first time.
We are not financial advisors. We do not manage anyone's money, make investment recommendations, or provide personalised financial guidance. What we do is give you a structured process and the right questions to work through together.
The output is practical: a monthly budget with real numbers, a set of household financial rules you've both agreed on, and a clearer sense of how to keep those conversations going after the workshop ends.
- Group education only, no individual financial advice
- Real Croatian price references throughout
- Small group format, Zagreb location
- Designed for couples at the start of cohabitation
Two sessions, one shared plan
The workshop runs across two meetings. Each one has a specific focus so you build understanding progressively rather than trying to cover everything at once.
Mapping your shared financial picture
You start by listing all incoming and outgoing money in a joint household context. Rent, utilities, food, transport, subscriptions, loan repayments. Using current Zagreb and Croatian market prices as reference, each couple builds a realistic monthly overview they can actually stand behind.
A week to review and reflect
After the first meeting, couples take their draft budget home. The gap between sessions gives you time to notice what you missed, discuss anything that came up, and come back with real questions.
Setting the rules of the game
The second session focuses on agreements: who pays which bills, how much goes into a shared account, what stays personal, and how to revisit these rules when life changes. You also work through a simple framework for bringing up money topics without the conversation escalating.
You leave with something tangible
A completed monthly budget, a written set of household financial rules, and a process for revisiting both. Not a certificate, not a report. Something you can actually use starting the week you move in.
The next group is forming now
Sessions run with a small number of couples to keep the format useful. Send us a message and we'll share the upcoming schedule and available spots.
This is a group educational workshop. We do not provide individual financial advice.